Solutions Via Custom Design Choices
Get The Coverage You Need
Within Your Budget
For Families & Individuals of New Mexico
Get started by selecting one of the main categories
of insurance we offer
OR go straight to our GET QUOTES page to get
quotes on the insurance we sell
- HEALTH : Major Med / Catastrophe / HSA (Health Savings Accounts)
- STM - Short Term Medical : Cobra alternative for people between jobs / Employers for new hires or existing employees / College Graduates / Part Time worker / Self-employed
- LTC : Long Term Care
- Overseas Travel Medical Insurance
- SUPPLEMNETAL INDEMNITY (Group/Individuals/Families) : Critical Illness / Cancer / Hosp Indemnity / Accident
- Medicare Supplemental Insurance
- HEALTH Plans : For those who are not able to obtain health insurance
- DENTAL : Insurance HPA UnitedHealthOne
- VISION : Insurance or Plans
- Rx Prescription Cards - up to $10 for Generic / $20 Brand Name
- LIFE : Term / Mortgage Term / Final Expense / Whole Life / Universal Life / Annuities
For those who prefer to use alternative medicines, such as Homeopathic, AyurVedic, Herbal, etc. I have ways of offering insurance solutions
Buying Health or Life Insurance often is an overwhelming task for most of us. Even some medical doctors don't understand the terminology and seek assistance in choosing the right plan and options.
As an Independent (self-employed) Insurance Agent, I am appointed with a wide variety of companies. Each company offers a variety of plans, options, riders, etc. The problem with having so many choices is that most people who try to figure it out on their own end up with their heads spinning. Call me, email me. I am here to assist you.
When you buy from an agent who works for only one company he is only going to try and sell you what that company offers regardless of whether it is the best plan for you.
I am available by phone, email, or for those in the greater Albuquerque NM area, I can come to your home or place of business or you can come to mine. Consultations are free with no obligation.
James Beals (505) 299-0254
Agent: James Beals
State of New Mexico
Life, Health & Annuity Insurance Lic# : 212879
National Producer's # : 8196228
505-299-0254
Email :
